Hotels & Guesthouses

The first impression is your lobby. The last one is your terminal.

Between booking confirmation and departure lies more payment traffic than most terminals handle cleanly: security deposits that should be blocked, not charged. Virtual cards from the booking portals. International guests offered the wrong currency on the display. And the morning departure wave, where seconds at the terminal turn into lines in the lobby. We compare — free and independent — which terminals and POS systems are built for everyday hotel operations.

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Guest handing over a card at the hotel reception - payment at the front desk

What makes the difference in your business

Deposits: block, don’t charge

A security deposit should be reserved, not collected. If your terminal can’t do a true pre-authorization, your only option is charge-and-refund — fees twice over and an irritated guest whose bank statement makes it look like a double charge. Done properly, the amount is blocked at check-in and captured in full, in part, or not at all at departure — minibar and post-charges included. So don’t ask whether the terminal supports pre-authorization — ask whether it can also increase it and capture it in parts.

Virtual cards from booking portals

Portals often don’t pay with the guest’s card but with a virtual credit card: a one-time number, a fixed amount, a fixed activation date. Your terminal needs to support entry without a physical card (MOTO) — and your contract needs rates that don’t turn these commercial cards into a silent cost driver. Charge before the activation date and you get a decline; process the sale under the wrong contract type and you pay extra. Sort out both before the next portal booking lands at your front desk.

DCC — the commission that costs you reviews

When a guest from London or Zurich pulls out their card, the terminal offers to settle in pounds or francs: dynamic currency conversion. It earns you a commission — but the exchange rate rarely works out in the guest’s favor, and frequent travelers know it. The frustration doesn’t land at your front desk; it lands in the online review — and in the hotel business, reviews are hard cash. Make a deliberate choice: switch DCC off, or configure it so the guest genuinely chooses — and check first whether your provider even leaves that decision up to you.

PMS integration: the amount jumps across, nobody types

When twenty rooms check out at once in the morning, the front desk has a few minutes per guest. With PMS integration, the invoice amount jumps straight to the terminal, and the payment posts back automatically to the right room account. Without it, every check-out means: read the amount, key it in, match the payment — three sources of error at exactly the moment there is no time for them. And the end-of-day close in the evening reconciles the differences the morning departure wave left behind.

Germany’s Cash Register Security Ordinance doesn’t ask whether a counter belongs to the reception, the hotel bar, or the breakfast room: every electronic POS system in the building needs a certified technical security system (TSE). If you’re comparing terminals, decide the POS question at the same time.

Send us a current monthly statement from your terminal provider — we’ll read it for you: effective costs, fees for portal cards, DCC settings. Then you’ll know whether your setup fits your property or just your provider. Free, independent, no obligation.

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