Payment experts from Hamburg.

Behind PAYMENTFREUNDE stands Christoph Krause — founder, Managing Director, and salesman through and through. More than 20 years in sales and retail, many of them in the payment and POS business, have taught him one thing: hardly any market is as confusing for merchants as the one for card payments.

Christoph knows both sides of the table — the providers’ and the merchants’. He has seen how much money businesses give away through opaque terminal rentals, transaction costs, and processing fees. That is exactly why PAYMENTFREUNDE exists: an independent, free, no-obligation comparison instead of fine print.

Christoph’s roots are in real estate: in senior roles at national and international property companies he led teams and built a remarkable track record of successfully closed transactions. Above all, that is where he perfected one craft: negotiation. Today he puts that negotiating power to work for our members — on pricing, contracts, and everywhere real money is on the table for merchants.

Today, Christoph and his team guide merchants from the first inquiry all the way to installation on site — personally, as equals, and with one ambition: that every customer ends up saying, “I’m with the Paymentfreunde.”